:root {
  --navy: #062f6d;
  --navy-dark: #061b36;
  --red: #df0712;
  --ink: #17263a;
  --muted: #5e6a79;
  --line: #d5dee8;
  --soft: #f3f7fb;
  --white: #fff;
  --max: 1040px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: #fff; font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-size: 16px; line-height: 1.65; }
a { color: inherit; }
.wrap { width: min(calc(100% - 40px), var(--max)); margin: 0 auto; }
.topline { height: 5px; background: linear-gradient(90deg, var(--red) 0 32%, white 32% 36%, #6da9e4 36% 100%); }
header { background: rgba(255,255,255,.97); border-bottom: 1px solid var(--line); }
.nav { min-height: 106px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: inline-flex; align-items: center; text-decoration: none; }
.brand img { display: block; width: 186px; height: auto; }
nav { display: flex; align-items: center; gap: 25px; }
nav a { color: #34445a; font-weight: 700; text-decoration: none; font-size: .94rem; }
.nav-call { padding: 10px 16px; border: 1px solid var(--navy); border-radius: 8px; color: var(--navy); }
.page-hero { padding: 74px 0 66px; color: white; background: linear-gradient(118deg, var(--navy-dark), #0b3b70); }
.eyebrow { margin: 0 0 12px; color: #a9cae9; font-size: .76rem; font-weight: 850; letter-spacing: .14em; text-transform: uppercase; }
h1 { max-width: 820px; margin: 0 0 18px; font-size: clamp(2.6rem, 6vw, 4.8rem); line-height: 1.02; letter-spacing: -.055em; }
.page-hero p { max-width: 720px; margin: 0; color: #d6e4f1; font-size: 1.12rem; }
.content { padding: 72px 0 92px; }
.content-grid { display: grid; grid-template-columns: minmax(0,1fr) 290px; gap: 42px; align-items: start; }
.card { padding: 30px; border: 1px solid var(--line); border-radius: 12px; background: white; box-shadow: 0 14px 34px rgba(19,38,62,.06); }
h2 { margin: 0 0 12px; color: var(--navy-dark); font-size: 1.65rem; line-height: 1.2; letter-spacing: -.025em; }
h3 { margin: 30px 0 8px; color: var(--navy-dark); font-size: 1.1rem; }
p { margin: 0 0 16px; }
.muted { color: var(--muted); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.field { display: grid; gap: 7px; }
.field.full { grid-column: 1 / -1; }
label, legend { color: #314158; font-size: .86rem; font-weight: 750; }
input, select, textarea { width: 100%; min-height: 48px; padding: 11px 12px; border: 1px solid #b9c6d4; border-radius: 7px; color: var(--ink); background: white; font: inherit; font-size: 1rem; }
textarea { min-height: 112px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: 3px solid rgba(31,95,157,.18); border-color: #1f5f9d; }
fieldset { margin: 0; padding: 0; border: 0; }
.choices { display: flex; flex-wrap: wrap; gap: 10px 20px; margin-top: 8px; }
.choice { display: inline-flex; align-items: center; gap: 8px; color: var(--ink); font-size: .92rem; font-weight: 550; }
.choice input { width: 18px; min-height: 18px; height: 18px; accent-color: var(--navy); }
.consent { margin-top: 22px; padding: 15px; border-radius: 8px; background: var(--soft); }
.field-consent { grid-column: 1 / -1; margin-top: 0; }
.button { min-height: 52px; display: inline-flex; align-items: center; justify-content: center; padding: 12px 20px; border: 0; border-radius: 8px; color: white; background: var(--red); font: inherit; font-weight: 850; text-decoration: none; cursor: pointer; }
.button:hover { background: #bd0610; }
.button.secondary { color: var(--navy); background: white; border: 1px solid var(--navy); }
.button-row { display: flex; flex-wrap: wrap; gap: 11px; margin-top: 24px; }
.notice { padding: 18px; border-left: 4px solid var(--red); border-radius: 4px 8px 8px 4px; background: var(--soft); color: #34445a; font-size: .92rem; }
.side-card { position: sticky; top: 24px; padding: 24px; border-radius: 12px; color: white; background: var(--navy-dark); }
.side-card h2 { color: white; }
.side-card p { color: #c7d8e8; }
.side-card .button { width: 100%; }
.contact-mini { margin-top: 16px; padding-top: 16px; border-top: 1px solid rgba(255,255,255,.16); font-size: .9rem; }
.contact-mini a { display: block; margin-top: 6px; color: white; overflow-wrap: anywhere; }
.status { display: none; margin-top: 18px; padding: 15px; border-radius: 8px; color: #17351f; background: #e7f5ea; }
.status.show { display: block; }
.legal { max-width: 820px; }
.legal h2 { margin-top: 38px; }
.legal ul { padding-left: 22px; }
.legal li { margin-bottom: 8px; }
.effective { display: inline-block; margin-bottom: 28px; padding: 6px 10px; border-radius: 5px; color: var(--navy); background: var(--soft); font-size: .82rem; font-weight: 750; }
footer { padding: 25px 0; color: #647084; background: #f8fafc; font-size: .88rem; }
.footer-row { display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.footer-row p { margin: 0; }
@media (max-width: 820px) {
  .content-grid { grid-template-columns: 1fr; }
  .side-card { position: static; }
  nav a:not(.nav-call) { display: none; }
}
@media (max-width: 560px) {
  .wrap { width: min(calc(100% - 28px), var(--max)); }
  .nav { min-height: 90px; }
  .brand img { width: 140px; }
  .nav-call { padding: 8px 11px; font-size: .82rem; }
  .page-hero { padding: 56px 0; }
  .content { padding: 48px 0 70px; }
  .card { padding: 22px 17px; }
  .form-grid { grid-template-columns: 1fr; }
  .field.full { grid-column: auto; }
  .button-row, .button { width: 100%; }
  .footer-row { align-items: flex-start; flex-direction: column; gap: 8px; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }